Madhya Pradesh Acharya Vidhyasagar Gau Samvardhan Yojana: Get Loan, Subsidy, and Dairy Farming Support

Madhya Pradesh Acharya Vidhyasagar Gau Samvardhan Yojana: Madhya Pradesh Acharya Vidhyasagar Gau Samvardhan Yojana is a special scheme by the Madhya Pradesh government to help reduce unemployment among educated youth. If you are an unemployed youth from Madhya Pradesh, this scheme can offer you a loan to start cattle farming and become independent.

This scheme provides financial assistance, interest subsidy, and margin money support to encourage sustainable milk production and strengthen the rural economy. In this article, we will provide all the detailed information about this scheme.

Madhya Pradesh Acharya Vidhyasagar Gau Samvardhan Yojana: Overview

ParticularsDetails
Scheme NameMadhya Pradesh Acharya Vidhyasagar Gau Samvardhan Yojana
Launch Date1 July 2016
StateMadhya Pradesh
Implementing DepartmentAnimal Husbandry Department
Main PurposePromote dairy farming, increase milk production, and improve farmers’ income
Application ModeOffline
Target BeneficiariesSmall and marginal farmers of Madhya Pradesh

About the Scheme

  • The Acharya Vidhyasagar Gau Samvardhan Yojana is a welfare scheme of the Madhya Pradesh Government.
  • The scheme supports farmers who want to start or expand dairy farming activities.
  • It aims to increase milk production in rural areas.
  • It helps farmers create a regular source of income through dairy farming.
  • The scheme also supports employment generation in villages.
  • Financial assistance is provided through bank loans, margin money support, and interest subsidy.
Madhya Pradesh Acharya Vidhyasagar Gau Samvardhan Yojana
Madhya Pradesh Acharya Vidhyasagar Gau Samvardhan Yojana

Main Benefits

Benefit TypeDetails
Maximum Project CostUp to Rs. 10 lakh
Bank LoanUp to 75% of the project cost
Interest Subsidy5% interest subsidy
Maximum Interest ReimbursementUp to Rs. 25,000 per year
Duration of Interest SubsidyUp to 7 years
Minimum Unit Size5 animals or more

Additional Benefits

  1. Reduces the financial burden on farmers.
  2. Encourages dairy farming in rural areas.
  3. Helps increase milk production.
  4. Creates self-employment opportunities.
  5. Supports the development of the dairy sector in Madhya Pradesh.

Margin Money Assistance

Category Margin Money Support Maximum Limit
General Category Up to 25% Up to Rs. 1.50 lakh
SC/ST CategoryUp to 33%Up to Rs. 2.00 lakh

Loan and Subsidy Structure

ComponentDetails
Bank LoanUp to 75% of project cost
Government Interest Subsidy5%
Maximum Annual Interest SupportRs. 25,000
Subsidy PeriodUp to 7 years
Remaining Project CostCovered through margin money support and beneficiary contribution

How Financial Support Works

  • The farmer prepares a dairy project.
  • The bank evaluates the proposal.
  • Eligible applicants can receive a bank loan for up to 75% of the project cost.
  • Eligible applicants also receive margin money support according to their category.

Eligibility Criteria

RequirementDetails
ResidenceMust be a permanent resident of Madhya Pradesh
Farmer CategoryMust be a small or marginal farmer
Land RequirementMinimum 1 acre of agricultural land for 5 animals
Animal RequirementMinimum 5 cattle or more
Dairy ActivityApplicant should be willing to engage in dairy farming
Loan EligibilityMust be eligible to receive a bank loan

Important Eligibility Points

  • The scheme is open to all categories of beneficiaries.
  • Land requirement increases if the number of animals increases.
  • Preference is given to beneficiaries connected to milk routes.
  • Applicants should be able to manage and maintain livestock.

Documents Required

Document Purpose
Aadhaar CardIdentity verification
Residence CertificateProof of Madhya Pradesh residency
Land Ownership ProofVerification of land availability
Bank Account DetailsFor financial transactions
Passport-size PhotographApplication record
Caste Certificate (if applicable)For SC/ST benefits
Income CertificateVerification of income status
Dairy Project ReportRequired for loan approval
Bank Loan DocumentsRequired by the concerned bank

Important Note

  • All documents should be valid and updated.
  • Incorrect or incomplete documents may lead to rejection or delay.

Selection and Approval Process

StageAuthority Involved
Initial ApplicationVeterinary Officer / Animal Husbandry Department
First ApprovalGram Sabha
Second ApprovalJanpad Panchayat
Department ForwardingDeputy Director, Animal Husbandry Department
Loan AssessmentConcerned Bank
Final ImplementationBeneficiary after loan sanction

Selection Procedure

  • The applicant submits the application and required documents.
  • The proposal is placed before the Gram Sabha.
  • After Gram Sabha approval, the application is sent to the Janpad Panchayat.
  • The Janpad Panchayat reviews and approves the proposal.
  • The Animal Husbandry Department forwards the case to the bank.
  • The bank evaluates the loan application.
  • After loan approval, the beneficiary can establish the dairy unit.

Application Process

StepAction
Step 1 Visit the nearest Veterinary Officer or Animal Husbandry Department office
Step 2 Prepare a dairy project plan for at least 5 animals
Step 3 Submit the application and documents
Step 4Obtain Gram Sabha approval
Step 5 Obtain Janpad Panchayat approval
Step 6 Proposal is sent to the bank
Step 7 Bank evaluates and sanctions the loan
Step 8 Start the dairy unit and receive scheme benefits
Madhya Pradesh Acharya Vidhyasagar Gau Samvardhan Yojana
Madhya Pradesh Acharya Vidhyasagar Gau Samvardhan Yojana

Important Application Information

  • The application process is completely offline.
  • There is no online application facility mentioned for this scheme.
  • Applicants should stay in contact with the Veterinary Department and the bank during processing.

Contact Information

Office Details
DepartmentAnimal Husbandry Department, Madhya Pradesh
Phone Number0755-2772262
District SupportDeputy Director, Animal Husbandry Department
Local SupportVeterinary Officer, Veterinary Hospital, Gram Panchayat, Janpad Panchayat

Quick Summary Details

Key Point Information
Minimum Animals Required5
Minimum Land Required1 acre for 5 animals
Maximum Project CostRs. 10 lakh
Bank Loan SupportUp to 75%
Interest Subsidy5%
Maximum Annual Interest ReimbursementRs. 25,000
Subsidy DurationUp to 7 years
Application ModeOffline Mode
BeneficiariesSmall and marginal farmers of Madhya Pradesh

Final Word

  • The Acharya Vidhyasagar Gau Samvardhan Yojana is designed to support dairy farming in Madhya Pradesh.
  • It provides financial assistance through bank loans, margin money support, and interest subsidy.
  • Small and marginal farmers who meet the eligibility conditions can apply.
  • Applications are processed through Gram Sabha, Janpad Panchayat, the Animal Husbandry Department, and the concerned bank.
  • The scheme aims to increase milk production, improve farmers’ income, and create employment opportunities in rural areas.

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